Car insurance is probably the largest expense you will have for your vehicle. According to consumer advocates, the average person spends $1,457 per year on car insurance, which amounts to around $121 per month. There are many variables that determine how much you pay for car insurance, however. If you have traffic violations that add points to your license or if your credit rating is low, you may pay more for insurance. One way to save on car insurance is through discounts that can save you a significant amount even if there are circumstances that are causing your rates to be high.

As your car gets older, it will need replacement parts. If you change the oil yourself, you will need to purchase oil filters and oil periodically. Fuses may blow or something can go wrong with your car that requires a replacement part. Using auto parts discounts is a great way to avoid the high cost of auto parts as some replacement items may be very expensive, depending on what their function is in your car.

Tires are a critical part of the safety of your vehicle. If your tires are worn, your car will not have the traction it needs on roadways and this could result in an accident, especially when the roads are wet or icy. Buying new tires can be expensive. According to experts, the average cost of four tires ranges between $525 and $725. A standard, all-season tire can cost between $50 and $200 which is why tire discounts are an easy way to save you money when it is time to replace your tires.

When it comes time to buy a new car, chances are you will not have enough cash in the bank to purchase it outright. Although you may have enough saved for a down payment, you will need to take out a loan for the remainder of the price of the car. Auto loans can be expensive, especially if your credit is less than stellar. One way to save money is to find auto loan discounts that can reduce your interest rate or eliminate some fees often charged by the dealer when you purchase a car.

Even with auto insurance discounts, you want to keep your rates as low as possible. If you tend to drive over the speed limit, it might be a good idea to invest in a radar detector to help you avoid getting stopped when you are traveling. Radar detectors are able to detect when police are using radar as you pass through and warn you to slow down before the radar detects your speed. With discounts on this type of equipment, you can avoid fines and points on your license, saving you even more money.

One auto part that wears out before others in your car are your wiper blades. You use them to clear your windshield each time it rains and the constant use can lead them to wear down. Because your wiper blades are critical to the visibility through your windshield, you want to be sure they are in the best condition possible. Before you purchase your next set of wiper blades, consider using discounts that will save you money when you need to replace them.

You want your looking beautiful no matter how long you have owned it. Manufacturers recommend waxing your car once every three months while there are some types of wax that should be used even more often. Waxing your car that often can be expensive which is why using discounts when you purchase car wax are a great way to keep your car looking like new while saving money at the same time.

If you do not have a garage or carport to store your car, you are exposing the exterior to the elements, including wind, rain, snow and ice. One way to protect your car’s finish when you are not driving it is by using car covers. You can find many different varieties of car covers that can be used in all types of weather. You want to choose one that is rated for your climate and that also fits your car well.

No matter how good we are at maintaining our vehicles, there may come a time when your car leaves you stranded on the side of the road. If you have teenagers who drive your car often, you don’t want them sitting on the side of the road where they may not be safe. Roadside assistance is the best way to avoid your family sitting on the side of the road stranded. These programs include towing, gasoline service, tire changing and more at a low monthly cost.

If you have a teen who is about ready to start driving, you want them to know as much as they can about road safety and rules. Many schools are no longer offering drivers ed due to budget cuts but you can find private drivers ed schools that will give your child an understanding of the rules of the road as well as offer them good safety advice. It is one of the best ways to prepare your child to get behind the wheel.